This service is provided to you by Cambridge Trust Company and powered by a Third Party (the "Licensor") mobile technology solution. Section A of these End User Terms is a legal agreement between you and Cambridge Trust Company. Section B of these End User Terms is a legal agreement between you and the Licensor.

Thank you for using Cambridge Trust Company Mobile Banking combined with your handheld's text messaging capabilities. For help, text "HELP" to 79680. To cancel your plan, text "STOP" to 79680 at anytime. In case of questions please contact customer service at customerservice@cambridgetrust.com or call 1.617.441.1444.

Terms and Conditions

1. The services are separate and apart from any other charges that may be assessed by your wireless carrier for text messages sent to or received from Cambridge Trust Company. You are responsible for any fees or other charges that your wireless carrier may charge for any related data or message services, including without limitation for short message service.

2. The services are provided by Cambridge Trust Company and not by any other third party. You and Cambridge Trust Company are solely responsible for the content transmitted through the text messages sent to and from Cambridge Trust Company. You must provide source indication in any messages you send (e.g., mobile telephone number, "From" field in text message, etc.)

3. The use of this service is subject to the TERMS AND CONDITIONS of Cambridge Trust Company Personal Internet Banking Service.

Mobile Check Deposit

Customers using the Bank's iPhone or Android Mobile Banking App can deposit checks to their linked checking, statement savings, or money market deposit account by sending a clear image of the check to the Bank using the Mobile App. Deposit accounts must be in good standing.

If you use Mobile Check Deposit you agree and understand that:

• Checks are payable to and endorsed by the accountholder, drawn on a U.S. bank, payable in U.S. currency, and dated within six (6) months of the deposit date.
• Checks will be endorsed "For Deposit Only, Cambridge Trust Company Account #____."
• Checks are not drawn on the account to which they are being deposited.
• All deposits made through Mobile Check Deposit are considered to be check deposits (not electronic deposits) and are subject to the Cambridge Trust Company Personal Banking Account Disclosures and Rules & Regulations.
• Determining the day of deposit for purposes of the Bank�s Funds Availability Policy, checks successfully deposited through Mobile Check Deposit prior to 6:00 p.m. Eastern Time on any business day will be deemed to have been received by the Bank on that business day; checks successfully deposited after 6:00 p.m. Eastern Time on any business day or on any day that is not a business day are deemed to have been received by the Bank on the next business day.
• Checks deposited through Mobile Check Deposit will not appear in your account history or balance until the day after the day of deposit.
• You represent and warrant to the Bank that:

The image you are submitting through Mobile Check Deposit accurately represents all of the information on the front and back of the check.




The check and all signatures and endorsements on it are accurate and genuine.




Neither you nor anyone else has deposited the check previously to Cambridge Trust Company (through Mobile Banking, at an ATM, by mail, in person at a branch, or in any other manner) or any other depository institution.




Neither you nor anyone else will re-deposit the check in any manner in the future (except for re-deposits of items that were returned unpaid).




You will store the original check securely so that no other person will have access to it until you have confirmed that the deposit was properly credited to your account, then you will destroy the original check.




You will provide the original check to us on request (unless you have previously destroyed it) to assist us in clearing or collecting the check, resolving third party claims, or for any other business purpose.

1. Ownership. You acknowledge and agree that a third party provider or licensor to your financial services provider ("Licensor") is the owner of all right, title and interest in and to the downloaded software to be used for access to mobile banking services from your financial services provider and the computer programs contained therein in machine readable object code form as well as any accompanying user documentation along with all subsequent copies, updates or versions thereof which are made available to you (if any), regardless of the media or form in which they may exist (collectively the "Software").